How Third Party Auto Insurance Works And Why You Need It

Third party auto insurance simply means that if you crash/damage someone else�s car, the insurance company settles the bills, the insurance company pays the owner of the vehicle (Third party). If you injure someone with your vehicle, the insurance company also pays for the damages incurred by the third party .
For a third party auto insurance policy, the first party is you; the second party is the insurance company while the third party is everyone else. It covers you for claims made against you by other drivers after an accident.
If you are responsible for a crash, it is likely that you are going to pay for damages. Auto insurance policy covers all the claims made against you including injuries obtained by the third party.
However,  under this insurance policy you cannot claim for the car you are driving as the insurance policy doesn�t cover the car you are driving. The insurance policy only covers the car you hit.
If you choose a registered insurance company, you will be able to escape such dramatic and unplanned costs. For example, if you hit a pedestrian on the road, the insurance company will pay the bills.
Note that the money to pay for damages comes from premiums. If premiums hasn�t been paid to the insurance company, there won�t be any compensation in case of accidents.
However, it is worthy to note that claims you make on an auto insurance company maybe limited. Some insurance companies may only cover the loss up to a certain amount say N1000,000. This simply means that if a vehicle you damaged is worth N4000,000 the insurance company will only provide N1000,000. So it is important to find the limit to loss the auto insurance company you choose covers before subscribing.
If you try to cheat the insurance company, you maybe arrested, so it�s good to be honest always. Be honest, don�t try to rip them off or stage an accident and you will be paid.
List of Auto Insurance Companies in US

    American Automobile Association
    Auto-Owners Insurance
    Safe Auto Insurance Company
    State Auto Insurance Group
    Unitrin Direct Auto Insurance
    Workmen�s Auto Insurance Company

List of Auto Insurance companies in Nigeria

    Industrial & General Insurance plc
    Cornerstone Insurance plc
    Aiico Insurance Plc
    Adic Insurance Ltd
    Leadway Insurance
    Zenith Insurance
    Cheki

We are only explaining how auto insurance works and listing auto insurance company More Auto Insurance companies  coming soon. kindly share to your friends

5 Tips for Choosing the Best Mesothelioma Lawyer

• Don�t Just Look in Your Area: Find a National Firm

  Attorneys at national law firms are usually bar certified in multiple states. Instead of simply filing your case where you live, experienced mesothelioma attorneys will file your case in an area where they believe you will get the highest reward. A local firm may not have the knowledge, experience, or certifications in order to do this.
  The best mesothelioma lawyers will travel to meet their clients at home. Distance should never be an issue. Many mesothelioma patients choose to see a doctor far from home in order to find an experienced specialist. Finding a law firm should follow the same logic. The best mesothelioma law firms may not be nearby, but they will be more experienced because they specialize in this type of case.
• Choose a Firm with Experience

  When you�re choosing between attorneys, be sure to ask about their experience. Choose a firm that specializes and is experienced in asbestos litigation and understands asbestos trust funds. An experienced law firm will have handled hundreds of mesothelioma cases and won millions of dollars for clients.
• Never Pay Upfront

  Look for a law firm that works on a contingency basis. This means your lawyer gets a percentage of the compensation awarded to you. If you wind up not receiving any compensation, then your lawyer does not collect fees. This type of payment pushes attorneys to get you the highest amount of compensation possible.
• Make Sure They Will Do the Heavy Lifting

  Mesothelioma patients and their families have a lot on their plates. Make sure to choose a firm that understands that and will work hard on your behalf. Choosing to go through with a lawsuit may seem daunting but quality law firms do almost all of the work for you.
  Your attorneys should do everything from traveling to visit you to researching your asbestos exposure. The most difficult task for clients might be participating in a deposition, which is a recording of your testimony to be used as evidence. After that, your participation should be minimal.
• Pick A Good Communicator

  Your attorney should be someone you trust and feel comfortable with. When you choose a doctor, you factor in their bedside manner and the quality of their staff. You should have a good rapport with your attorney and their staff as well. They should be easy to talk to, good at explaining your case, and respond to you in a timely manner.
  Don�t hesitate to ask hard questions. If a law firm can�t answer your questions, or isn�t available to talk to you, you can probably find a firm that will.

East Central London (EC) has highest advertised salary at �44,459

It's perhaps no surprise that London postcodes are home to the highest-advertised salaries - but more so that some northern and Scottish areas do not lag far behind, research suggests.

The postcode area of London that is home to the Bank of England and insurance market Lloyd�s of London has the highest salaries, with an average advertised pay at �44,459, according to analysis of 200,000 job vacancies by jobs website Adzuna.

East Central London (EC), which is home to many City firms as well as many tech start-ups, also has way more opportunities than any other areas, even within London, with more than 37,000 vacancies advertised in February.

That�s four times more vacancies than the second top paying postcode - West Central London (WC), which includes Westminster - which had nearly 9,500 vacancies up for grabs and an average advertised salary of �43,646.

But while these London postcodes are the only two where annual advertised pay averages more than �40,000, there are some areas in the North and Scotland that offer some of the highest salaries in the UK.

Postcode DG, which includes the Scottish market town of Dumfries, was the third highest-paying postcode in the UK with salaries of �31,903 on average. 

This is because of some highly paid jobs advertised in postcode DG1 - like a tax supervisor, an anaesthesia consultant and a radiologist consultant - which mean that the actual average salary for this area was �48,000.

However, opportunities in this area were much fewer and apart, with a total of just 92 vacancies advertised in DG, Adzuna said.

Where Things Are....Let Me Explain.....

Ok, so I get a lot of emails asking questions, so I think this is easiest and less time consuming than trying to answer them all individually which just makes everything take more time or else feels like I'm ignoring you all. 


Here is how it all works: 

Step #1:  You all bid on items and are SUPPOSED to send me your email addresses WITH your bidding name.  When you do THIS it puts your bidding name with your email into my email box.

Step #2:  I go through and get all the winners of those who bid BEFORE midnight.  If you bid after midnight they do NOT count.  I have people who bid after and then don't realize it. 

Step #3:  I take those bidding names and enter them into my search to email you about your winning items.....  (When people do not email me, then it slows down the process and I have to try to go through LOTS of contacts and asking around to try to figure out who those people are.)

Step #4:  After I have to wait to get the receipts back from where the winners actually paid for their items in order to send the information to the donors.  I found out last time that many donors would prefer to go to the post office in just a trip or two (which makes PERFECT SENSE), so I try to wait till I have at least more than a few receipts trickling in to start messaging my wonderful, amazing donors about the items.  It just keeps it from being a long while between them hearing about items.  It often takes a while to hear back on payments though, because people take a little while to pay.  Not a biggie, just the way it is!

Step #5:  I have to send the addresses to the correct donors.  Shouldn't be complicated.....Except most people seem to forget that I need the addresses.  lol  If they don't send them with their PayPal receipt, then I have to message them back and wait again.  Some believe I'm sure that I should have it from the last auction if they bid before, and some just forget entirely, but even if I had it before then it is in a file from that auction amongst back and forth emails and it would take me forever to dig out. 

So, if you are wondering where we are in that process......Mostly I am trying to do step #5, but I have a few people who I never was able to notify bc I didn't have an email (just about 3 people)....So if you never got an email saying you won an item and you think you did, then contact me.  You could have tried to send an email and the email monster ate it in cyberspace!  lol

If you've tried to message me and ask about where we are in the process, then I apologize if I haven't gotten back to you.  All of those steps are pretty time consuming and a lot of emails are exchanged getting all the receipts.  I am trying to go through all the receipts now and that is not easy and other emails get lost in the process until I get to them while going up through.  The more other emails I try to respond to, the less time I have to get these steps completed.  lol  If you are a donor, then watch for the addresses.  I've either got them or I'm waiting for them.  Some have been sent out and other emails have been sent asking for them.  :) 

Love all of your hearts for our Hidden Treasures and I'm so thankful for all of you!

Preliminary Total

$1,855

Yes, that is huge in bringing Mikah closer to home!  We'll have a final total as things move forward with the payments. Thank you all so much for everything you have done and continue to do to help all our Hidden Treasures!!!

That's Another GREAT Auction and Time is UP!

Time is Up and Bidding is Over!!!

Thank you all so very much for making this auction another amazing success in helping another child get a step closer to home! 

I will be contacting winners and getting them the payment info.  If you have not yet sent me an email so that I can contact you, please do that NOW.  :) 

I will get a preliminary total together as soon as possible as well.... 

Mikah will be so amazed to hear some day about all the people who came together to help bring him home!!!!


THANK YOU!!!!

Last Day!

 

 

Last Day!

Today is the last day for the auction.....  There is so very much listed. 

 




We have had a lot of bids come in, but we need more.  We have a lot of items that need YOU to come and see them and help bring Mikah home.....the biggest of which is an awesome getaway!

The linky list never made it up......  I'm going to have to work on that situation......  Both of the people who are usually available to help me with that were away from their computers during this auction and never got to it.  I do the rest of the auction by myself, but that aspect I have relied on others for some help.  I am going to have to "learn to linky"....  The good thing is that most auctions never have them anyway....  and you all are very proficient scrollers!

 

So, come on out and help make this last day a huge success!!  I know you are going to do it!

I'll email you after the bidding is over with your totals and payment info!

Thanks so much to all of you!!!